Africa's cloud-native payment platform
One integration, two models: accept every way Africa pays on LekkaPay merchant accounts, or bring your own MID and run it on our gateway. Engineered for the cloud, not lifted into it - by African Payment Solutions (Pty) Ltd, PCI DSS Level 1 compliant.
Payment methods
Cards with frictionless 3-D Secure 2, the big three wallets, pay-by-bank in two countries, vouchers for cash-first customers, and M-Pesa for the region. One integration, every method.
One platform · two models
Built for both sides of the acquiring question, and for the merchants who move between them.
Merchant accounts
Transact under LekkaPay merchant accounts with everything included from day one - risk, settlement and reporting handled. Apply online and go live in days.
Gateway · BYO-MID
Run your acquiring relationship through our gateway and keep full control of your rates. Direct integrations with major South African acquirers, plus any MPGS-compatible or Cybersource-connected bank.
SAME API · SAME BACK OFFICE · SWITCH MODELS WITHOUT RE-INTEGRATING
Cloud-native by design
Legacy processors moved their software to the cloud. LekkaPay was engineered for it: serverless where it matters, resilient by default, elastic on your biggest trading day.
Serverless token vault
Card data lives in a PCI-isolated vault, never on your servers.
Encryption everywhere
Managed key services and encryption in transit and at rest, end to end.
Multi-AZ resilience
No single point of failure. 99.999% measured platform uptime.
Elastic scale
Black Friday is a Tuesday. Capacity follows your traffic automatically.
$ curl -X POST https://api.lekkapay.com/v2/sale \
-H "Content-Type: application/json" \
-d '{
"payment_type": "CARD",
"authentication": { "api_key": "aps-live-key", "api_secret": "····" },
"order": { "amount": "1299.00", "currency": "ZAR", "ID": "order-8291" },
"card": { "number": "···· ···· ···· 0008", "expiry": "0539", "cvv": "···" }
}'
{ "response": { "code": "00", "text": "Approved" },
"order": { "status": "SUCCESS", "id": "order-8291" },
"tran": { "result": "SUCCESS", "auth_code": "00", "card_brand": "MC" } }Getting started
Apply online
A short application, done in minutes. Our team takes it from there.
Start your application →Integrate your way
Hosted checkout, plugins or the full API, with sandbox keys from day one.
Read the docs →Get paid
Settle to your bank account with full reporting and reconciliation built in.
See reporting →The back office
A back office built for the finance team. Here is the dashboard.
Trusted by
99.999% uptime · Uptime measured over the last 12 months
FAQ
LekkaPay is Africa's cloud-native payment platform, operated by African Payment Solutions (Pty) Ltd, a South African payment service provider (PSP). It offers both a payment gateway for merchants who hold their own merchant account (MID) and full payment facilitation under LekkaPay merchant accounts - one integration for cards, digital wallets, bank payments, vouchers, M-Pesa and recurring payments. The payment methods pages show exactly what is live in each market.
LekkaPay is the platform brand of African Payment Solutions (Pty) Ltd, a South African payments company that is part of the RCM Group, built on more than twenty years of payments experience. The company is a PCI DSS Level 1 compliant service provider.
Apply online at backoffice.lekkapay.com/apply. Once your application and compliance checks are complete, most merchants integrate and go live in days using hosted checkout - no card-data handling on your side.
Visa, Mastercard, American Express and Diners Club cards with 3-D Secure 2, Google Pay, Apple Pay, Samsung Pay, instant EFT (South Africa and Nigeria), Capitec Pay, vouchers (1Voucher and OTT today, with additional networks onboarding), M-Pesa, Pay with Bitcoin, and tokenised recurring payments. PayShap is coming soon.
Yes. Start on LekkaPay merchant accounts and later move to your own MID - or arrive with your own MID from day one. It is the same API, the same back office and the same risk engine in both models, so growing merchants graduate without re-integrating.
Apply online in minutes. A real human from our team takes it from there.