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Payment methods

Apple Pay

Apple Pay lets iPhone, iPad and Mac users pay with a glance or a touch - Face ID or Touch ID confirms the payment, and no card number is ever typed or shared with the merchant. In South Africa, iOS users are a minority of devices but a concentration of spending power, which makes Apple Pay a high-value checkout option. It is live on LekkaPay as part of the standard integration.

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TXN·DEMO · APPLE PAY · R860,00 SETTLED
CHECKOUT TAP TO PAY BIOMETRIC OK APPROVED SETTLED
1 payment R860,00 settled while you've been reading
of South African smartphones run iOS - a share concentrated among higher-income shoppers
~15%
Mobile operating system market-share reporting, 2025

How it works

How does Apple Pay work with LekkaPay?

  1. Customer taps the Apple Pay button at checkout

    The native payment sheet slides up with their saved card, delivery details and contact information ready.

  2. They confirm with Face ID or Touch ID

    One glance or one touch approves the payment - no typing, no passwords.

  3. A Device Account Number stands in for the card

    Apple Pay sends a device-specific token with a one-time payment code - the real card number is never shared.

  4. LekkaPay authorises and confirms in real time

    You get an immediate result, identical to any other card payment in your reporting.

Why Apple Pay matters in South Africa

iPhones are the minority of South African smartphones - market-share reporting puts iOS at roughly 15% - but that minority skews sharply towards higher-income shoppers, and it shows in what they buy. For many merchants, iOS traffic carries some of their most valuable baskets: travel, electronics, fashion, premium subscriptions. Apple Pay is not about reaching the most customers; it is about converting some of your best ones with the checkout experience they already expect. When an iPhone user sees the Apple Pay button, the sale is a glance away.

How does Apple Pay keep card details safe?

When a customer adds a card to Apple Pay, the card number is replaced with a Device Account Number - a token stored securely on their device. The real card number is not kept on the device, is not stored on Apple's servers, and is never shared with you as the merchant. Each payment sends the token plus a one-time dynamic security code, released only after the customer confirms with Face ID or Touch ID. That means there is nothing card-shaped in your systems to steal, and a captured transaction cannot be replayed. Where an issuing bank requires 3-D Secure 2, it still applies - usually frictionlessly, because the risk signals are already strong.

What does Apple Pay do for conversion?

Safari and the App Store trained Apple users to expect payment in one gesture, and anything slower feels broken to them. The Apple Pay sheet pre-fills card, contact and delivery details from the wallet, so a first-time visitor can complete checkout as fast as a returning customer - no account creation, no form. For merchants, that removes the single biggest drop-off point on high-value mobile purchases. Because Apple Pay switches on within your existing LekkaPay configuration, it is a low-effort upgrade aimed precisely at your highest-spending traffic.

Where Apple Pay fits in your payment mix

Apple Pay is the iOS half of a complete wallet strategy. Pair it with Google Pay for the Android majority and Samsung Pay for Samsung's installed base, and every major device in South Africa gets a native one-tap way to pay, with classic card entry as the fallback. All of it runs through one LekkaPay integration, with one settlement flow and one set of reporting.

FAQ

Apple Pay questions, answered.

What is Apple Pay?

Apple Pay is Apple's digital wallet. Customers save their cards to it once, then pay in apps and on the web with Face ID or Touch ID - no card details typed at checkout, and no card number shared with the merchant.

Is Apple Pay safer than typing in a card number?

Yes. Apple Pay replaces the real card number with a Device Account Number - a token bound to the customer's device - and every payment requires Face ID or Touch ID plus a one-time dynamic code. A typed card number can be copied or phished; a tokenised, biometrically confirmed payment cannot be replayed anywhere else.

Do I need extra integration work to accept Apple Pay?

No. Apple Pay is part of the standard LekkaPay integration and switches on as configuration. If you already accept cards through LekkaPay, adding Apple Pay is a setting, not a project.

Which devices and browsers does Apple Pay work on?

Apple Pay works on iPhone and iPad in apps and on the web, and in Safari on Mac. If a customer's device does not support Apple Pay, the button simply does not appear - everyone else sees your normal card checkout.

Does 3-D Secure 2 still apply to Apple Pay payments?

Where the issuing bank or regulation requires it, yes - and it typically runs frictionlessly, because a tokenised payment confirmed with Face ID or Touch ID gives the issuer very strong risk signals. Customers rarely see an extra step.

Method mix

Pairs well with Apple Pay

Add Apple Pay to your checkout.

Every way Africa pays, on one integration - add methods without new development.

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