Payment methods Coming soon
PayShap
PayShap is South Africa's real-time rapid payments service, launched by BankservAfrica and the major banks in 2023. It lets customers pay directly from their bank account in seconds, using a simple identifier like a phone number, at any hour of any day. PayShap is coming soon to LekkaPay - leave your details and we'll tell you the moment it goes live.
LAST UPDATED ·
- PayShap launched by BankservAfrica and SA's major banks
- 2023
- BankservAfrica
How PayShap will work at checkout
When PayShap goes live on LekkaPay, your customers will choose PayShap at checkout, approve the payment in their banking app, and the funds clear in seconds. You get a real-time confirmation the moment the payment completes - no reconciliation lag, no card details, no chargebacks.
Why PayShap matters for merchants
South African banks built PayShap to make account-to-account payments as easy as sending a message. For merchants, that means a payment method with real-time clearing, lower friction for customers who don't use cards online, and finality - a completed PayShap payment cannot be disputed like a card transaction.
We publish this page ahead of go-live deliberately: if you're evaluating payment providers for PayShap support, talk to us and we'll plan your integration so you're first in the queue when the rail opens.
FAQ
PayShap questions, answered.
What is PayShap?
PayShap is South Africa's real-time interbank payments service, operated by BankservAfrica. It moves money between bank accounts in seconds, around the clock, and lets customers pay using a ShapID - a proxy such as a mobile number - instead of typing account details.
When will PayShap be available on LekkaPay?
PayShap is on our near-term roadmap and carries a "coming soon" badge while we complete integration and certification. Leave your email on this page and we will notify you at go-live.
How is PayShap different from instant EFT?
Instant EFT verifies a normal EFT payment in real time through your bank login, while PayShap is a purpose-built real-time rail - payments clear in seconds without screen-scraping or waiting for batch processing. Both let customers pay from a bank account without a card.
What will PayShap cost merchants?
Pricing will be published when the method goes live. Like all LekkaPay methods, it will be part of your existing integration - no extra development needed to switch it on.
Be first to offer PayShap
Leave your details and we'll notify you the moment it goes live - no marketing, just the launch note.
Method mix
Pairs well with PayShap
Add PayShap to your checkout.
Every way Africa pays, on one integration - add methods without new development.